owner
Thomas Cox is a Financial Architect and Infinite Banking Strategist. As founder of Cox Capital, he’s helped business owners and real estate investors deploy millions through private lending and IBC strategies that actually build wealth and protect capital. He previously built and scaled multiple 7-figure catering businesses, then transitioned full-time into real estate and private capital. Thomas owns 32 multifamily units across the Southeast, runs short-term rentals, and leads a private lending network fueling deals across the South.
Strengths:
• Infinite Banking expertise: custom capital systems for high-income earners (cash flow, control, protection).
• Clear communicator: host of Owners Table (100+ episodes) who delivers actionable, audience-ready insights.
Expert Topics & Talking Points
1) Becoming Your Own Banker: The Playbook for Business Owners & Investors
Why traditional banking quietly taxes your wealth—and how IBC flips the equation.
Designing high-cash-value whole life for permanent, liquid working capital.
Real-world use cases: funding deals, protecting assets, reducing stress.
2) How the Wealthy Think About Money (No One Taught You This)
The biggest money myth holding high earners back (it’s not “rate of return”).
Control, liquidity, leverage—how IBC delivers all three in one system.
Shift from accumulation to cash flow: think like a bank, not a borrower.
3) How Private Lending Works - The Wealthy’s Secret Weapon
What private money really is and how it compares to traditional investing.
How we underwrite and deploy capital to earn cash flow without landlording.
Pairing Private Lending with IBC for a two-layer cash-flow machine.
4) Raising Financially Smart Kids (for Business-Owner Families)
Transfer wisdom, not just wealth; teach how money works.
Use IBC to create a “living legacy” kids can learn from and use.
Blend entrepreneurship + ownership + structure for generational systems.
5) The 4 Corners of Wealth
Organize wealth: Real Estate, IBC, Wall Street, Business/Lending.
IBC as the connector to circulate capital and compound in two places.
Turn business profits into durable passive income and leverage.
Interview Prompts (optional)
You coached college football - how did that prepare you for business, people, and finance?
What’s the simplest way to explain Infinite Banking to a busy owner?
When do you use policy loans vs. bank debt, and why?
What mistakes do high earners make with liquidity and taxes?